Access the same loans the property tycoons use

Apply in minutes, get instant loan options and close fast.

Rated 4.8 out of 5 on Google

Hundreds of happy investors and homeowners

10/10

Beeline is a perfect example of tech making a process so much easier than years ago. I was really impressed with their seamless online platform and it made for a great experience. My processor, Makalee, knocked it out of the park. I gave her a mission to beat Rocket with closing my loan and she ran laps around the other guys. Will 10/10 use them again in the future!

AdamHouston, TX

2nd refi

This is the 2nd refi I have done with Beeline. My experience with them has been wonderful. Rob Floyd and Jamie Childress were very accessible and knowledgeable. Making closing very fast and easy. I will definitely be using them again and would recommend them to anyone...

ScottAugusta, GA

Really good!

Rob and Andrea did a really good job guiding us through the whole process.

SolomonColumbus, IN

Get pre-approved and lock your rate — all without leaving the sofa

10-minute application

Instant rate quotes

More loan types for investors and homeowners

Fast, stress-free closing

Close now and your next refi is free.*

Close any loan with us and get the best of both worlds. A 10-minute application and speedy closing now — and the peace of mind knowing you’ve got a free refi* when rates drop in future.

*Terms and conditions here

If conventional is a no go, we’ve got bank statement loans for self employed folks or DSCR loans for property investors.

DSCR loans

DSCR loans qualify based on the property’s rental income — not your personal income. Because you’re not restricted by personal income, you can keep buying up like a game of monopoly!

Short term rental (STR) loans

Qualify with short term rental income, not yours — then float in the pool while the rent rolls in. We use DSCR loans to qualify with the STR’s income history, not your personal income and W2s. No need for leases either.

Cash out refi loans

Unlock equity in your home or investment and access cash in as little as 14 days with a cash out refi — perfect for funding your next purchase.

Bank statement loans

Self-employed? Perfect! You can use your bank statements or 1099s to qualify, instead of traditional tax returns or W2s.

Rate and term refi loans

Stuck on a high rate? Pay less interest by swapping out your current loan for a rate and term refi — it’s a breezy 10- minute application.